Personal Savings

Hometown Savings

  • Competitive interest rate paid quarterly on the daily collected balance
  • Minimum of $100 to open and earn the disclosed APY- fees could reduce earnings on account
  • Maintain a daily balance of $100 to avoid $3 monthly fee
  • Limit of six withdrawals per month
  • An ATM card is available with the account
  • Variable interest rate subject to change periodically


Money Market Savings

  • Interest-bearing account accessible by check
  • Minimum of $100 to open and earn the disclosed APY - fees could reduce earnings on account
  • Competitive interest rate paid monthly on the daily collected balance
  • Maintain a daily balance of $2,500 to avoid $8 monthly fee
  • Limit of six withdrawals per month
  • Unlimited in-person transfers and withdrawals
  • Variable interest rates subject to change periodically


Tiered interest rates:

$0 - $24,999                   $250,000- $ 499,999
$25,000 - $99,999          $500,000 up
$100,000 - $249,999

Certificates of Deposit

  • Competitive interest rates and payments/terms are available. Current rates available at our locations or online at
  • Regular, Roth, Education IRAs and Health Savings Accounts
  • Higher rates may be available to customers who have checking or savings with us

Christmas Club Savings Account

  • Minimum of $10 to open
  • Competitive interest rate is paid at maturity
  • A check for balance with accrued interest is mailed in early November- just in time for holiday shopping


Health Savings Account

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